Choosing the right bank account takes knowing your own financial habits and doing a little bit of research. Once you have done so though, you may find that you save yourself money by avoiding unnecessary fees on certain accounts – like we talked about in last week’s blog (http://mysystematic.blogspot.com/2012/08/bank-fees.html). There are abundant options for you to choose from in accounts, you just have to know where and how to look. Or come by and discuss your needs with us, we’d love to help. Don’t limit yourself to a standard checking or savings account, check out certificates of deposit or money market accounts. Also, make sure you research credit unions or other alternative financial institutions. You don’t have to stick with a traditional bank, but you should stick with a business you trust and have an account that serves you and your needs, rather than having to serve the account or institution. It’s all about being well informed. The Federal Deposit Insurance Corporation, or FDIC, wrote a short article on 10 questions you need to ask yourself before choosing an account and tips to help you narrow down the choices. I’ve provided the informational link below. I think it contains some useful information to help you get started:
If you have any additional questions about finding the right account for you, or have questions about any of our accounts here at Systematic Savings Bank, don’t hesitate to give us a call or stop by our 318 South Avenue location and help yourself to some fresh coffee or cookies. We’d love to chat with you. Our number is 417-862-5036. Some of our information is online at www.MySystematic.com, check that out too!
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